Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Annuities
Would you like to create a personalized quote?
Steve Franks
Office Hours
After Hours by Appointment
Address
Coldwater, MI 49036-9462
Located in between the Hampton Inn & the Coldwater movie theatre on Willowbrook Rd.
Office Hours
After Hours by Appointment
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Annuities
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Annuities
Office Info
Simple Insights®
Tips to help prevent burglary
Tips to help prevent burglary
Consider these home burglary prevention ideas to help protect your home.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Pension lump sum considerations
Pension lump sum considerations
Factors that can help determine if a lump sum may be right for you include retirement savings, pension lump sum tax rules and life expectancy.
Social Media
Viewing team member 1 of 6
April George
Assistant Office Manager
License #11179318
I have been part of the Steve Franks State Farm team in Coldwater, MI for 30 years, focusing on auto, renters, health, and life insurance. I work with individuals and families throughout Coldwater and the surrounding areas, including zip codes 49036, 49082, 49028, 49094, 49092, 49274, 49029, 49227, 49242, 49250, and 49252. I take pride in helping customers better understand their coverage options and supporting our local community. Have questions? I’m happy to help—feel free to reach out to our office anytime.
Viewing team member 2 of 6
Evan Cross
Marketing Manager
License #19198058
When you enter the office, I will be in the first office to the right. I graduated from Union City High School in 2014 & from Baker College with my Marketing Degree in 2019. I have been with State Farm since January of 2019. My focus is working with people on Life, Business, Auto, & Home insurance.
Viewing team member 3 of 6
Tammy Northern
Customer Relations Representative
License #18789428
I’m a dedicated and experienced insurance professional based in Marshall, MI, and I joined the Steve Franks State Farm office in Coldwater in July 2024 after working with a State Farm agent in Marshall since 2012. Prior to that, I spent a decade in State Farm billing. With more than 28 years of experience in the insurance industry, I’m well versed in Michigan auto and home insurance and enjoy helping customers understand their coverage options. As a married mom of two wonderful girls, I understand the importance of protecting what matters most. When I’m not in the office, I enjoy spending time with my family and exploring the Marshall community. Whether you’re new to our office or have been with us for years, I’m here to help—contact our office anytime to connect with me.
Viewing team member 4 of 6
Payje LaBani
Account Manager
License #21653516
Hi, I'm Payje!- pronounced like a page in a book.
With over a decade of experience as an operations manager, I blend dedication and care to help customers confidently protect what matters most.
I am a Reading alumna with a background in business, marketing management, and entrepreneurship. Once a licensed Cosmetologist, and small family business Co-Lead. I bring a unique perspective and a passion for innovation to my role.
At heart, I am eager to find thoughtful resolutions and make every interaction meaningful.
I’m excited to bring both intellect and warmth to the table, ensuring you feel supported every step of the way.
Viewing team member 5 of 6
Jane-Ellen Baldwin
Customer Service Representative
License #8061857
With over 35 years in the insurance industry, Jane is a seasoned professional who brings a wealth of knowledge and a genuine commitment to outstanding service. As a third-generation insurance agent, Jane’s journey began on February 8th, 1990. Jane has been licensed since 2001! Her dedication to her profession is rooted in a deep family legacy, following in the footsteps of her father and grandfather.
As a proud mother of three and grandmother of three, Jane understands the importance of protecting what matters most. Jane is well rehearsed in auto, home, and life insurance. Her extensive experience means that every customer receives personalized guidance.
Outside of work, Jane loves to read, enjoys every sport, theater, and has a passion for country living and the great outdoors. Whether you’re a long-time neighbor or new to the office, Jane is here to ensure you feel secure and supported.
Viewing team member 6 of 6
Samantha Kuszmaul
Office Manager